Buying
If you are looking to buy and/or sell a home, we can help. As licensed REALTORS, we can guide you through the process of buying or selling with your interests in mind.
The Buying Process
Ready to buy a house? Where do you start?
Find a REALTOR
We are here to help every step of the way. A licensed and professional REALTOR can help you navigate all the other steps of the home buying process and recommend other professionals you will need along the way, Buying a home is a major financial comittment and having someone from our team advocate for you can help reduce the stress of buying.
Find a Lender
An experienced lender can help you navigate the financial side of home buying from determining an affordable home price for your budget to offering guidance on improving your credit score. They will also be able to provide a pre-approval letter which is helpful when submitting a competitive offer.
Search for Property
Now the fun begins. You will need to determine what you want in a home and begin looking for your future home. What features do you want? What are your must haves? Is there anything you don't want in a home? Some things to consider: number of bedrooms, number of bathrooms, fencing, location, kitchen features, bonus rooms...
Don't forget to tour the homes you are interested in.
Make an Offer
Once you have found that perfect home, it's time to submit an offer. Now is the time to specify your desired terms for purchasing the home. If you saw something you liked when touring the home, you may want to add it to the conditions.
You will also want to keep in mind earnest money, typically $1,000, is needed when submitting an offer. We will also provide an estimated closing statement (ECS) that will outline all the costs associated with the purchase.
Do your Due Diligence
You have already done a little of this when you toured the home and assessed the property. Now it is time to bring in professional home inspector to do a detailed assessment of the property. The home inspection would be the basis for further negotiations on the sale price or work to be completed prior to closing. A lender will also require a wood infestation letter stating the property is free and clear of issues.
Expect to pay between $500 and $750 for both of these inspections. The home inspection cost is not reflected on the ECS.
Finalize at Closing
You are at the home stretch, pun intended. On the day or day before your closing, you will do a final walkthrough to ensure the property is in the expected condition and items that should have been removed have been and items that should remain have remained.
At your closing you will mostly be signing documents establishing your mortgage. When you leave the closing, the home will officially be in your name and you will have the key to your new home.
